Long Term Disability Insurance Lawyer Blog
SMDA recently helped a registered nurse obtain a favorable settlement of her claim for long term disability insurance resulting from her significant orthopedic spine problems. Our client had worked as a registered nurse for a local hospital system for more than two decades.
As anyone in the nursing business knows-nursing is hard, physically demanding work. The physical nature of the work takes a toll on your body. Over time that toll can accumulate and result in orthopedic harm. In this case, that meant low back problems leading to surgery with long lasting restrictions and limitations.
Despite this, the LTD insurer decided she was not disabled. SMDA filed a comprehensive administrative appeal of the claims denial decision. When the long term disability insurer upheld the claim denial decision, SMDA filed suit.
Rather than letting the Court review its decision the LTD insurer decided to resolve the case. The parties reached a confidential resolution.